Credit Education & Document Preparation

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We’re refreshingly frank about our pricing. There are no gimmicks or tricks. We are upfront about the cost. Here are the details: You will be charged an Initial Audit Fee of $197.  We set up your account; prepare your first round of dispute letters,  and schedule a welcome call.
After that, you will only be charged for the items that we successfully remove from your credit report. 

• Correcting Personal Information (Like misspelled names & incorrect addresses) comes FREE with NO CHARGE
• Late Payments are $10 per deletion & per credit bureau
• Inquiries are $10 per deletion & per credit bureau
• Collection Accounts are $50 per deletion & per credit bureau
• Charge-Offs are $50 per deletion & per credit bureau
• Public Records (Child support, Bankruptcy)  are $75 per deletion & per credit bureau

We send you an invoice with deletion fees for the complete deletion of an item. The deletion fees above are per item and per bureau. For example: The deletion of ANY item from ANY bureau counts as ONE (1) deletion. If that same item is deleted from all three credit bureaus, this will count as THREE (3) deletions. Once you have a balance with us for the items that were successfully deleted, you will be billed no more than $75 a month, until your balance is paid off. You will not be required to pay off your balance in full each month. To further illustrate this, if there are 6 collections deleted, we send you an invoice for $300. However, you will only be required to pay $75 a month for 4 months.

We keep your financial health foremost in our minds. There will be no surprises.
Just remember that for the one-time enrollment fee of $197 per person, you get a variety of services in just our Initial Audit. 

• 24/7 Online Account Access
• Negative Items Added to Database for Disputing
• A 7+ Page Initial Audit Report
• Creation of your 1st Round of Dispute Letters
• Scheduling of  Welcome Call
• Education about your Consumer Rights

If we are unable to delete or repair any negative items or inquiries from your credit report in 180 days, we will refund your Audit Fee in full.

Note that: Our clients must also maintain an active credit monitoring service for all three credit bureaus. It cannot be one of the “FREE” credit monitoring sites like Credit Karma. It must be through our preferred vendor which integrates with our software, so that we can help you repair your credit. That’s what you are hiring us for.  Our preferred credit monitoring site costs $1 for the first 7 days and then $24.95 a month. You can find credit monitoring HERE.
This means that, at most, you would pay $99.95 a month, including the $75 deletion fee minimum and $24.95 a month for credit monitoring. Get your credit repaired with us, an honest credit repair company where we don’t keep charging you month after month with no results.